<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://vestmath.com/</loc><lastmod>2026-09-25</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://vestmath.com/calculator</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vestmath.com/learn</loc><lastmod>2026-09-25</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://vestmath.com/ipo</loc><lastmod>2026-09-25</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/glossary</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/checklist</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/methodology</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/about</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://vestmath.com/contact</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://vestmath.com/newsletter</loc><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://vestmath.com/privacy</loc><changefreq>yearly</changefreq><priority>0.2</priority></url>
  <url><loc>https://vestmath.com/terms</loc><changefreq>yearly</changefreq><priority>0.2</priority></url>
  <url><loc>https://vestmath.com/disclaimer</loc><changefreq>yearly</changefreq><priority>0.2</priority></url>
  <url><loc>https://vestmath.com/editorial-policy</loc><changefreq>yearly</changefreq><priority>0.2</priority></url>
  <url><loc>https://vestmath.com/advertising-disclosure</loc><changefreq>yearly</changefreq><priority>0.2</priority></url>
  <url><loc>https://vestmath.com/accessibility</loc><changefreq>yearly</changefreq><priority>0.2</priority></url>
  <url><loc>https://vestmath.com/tools/exercise-timing</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/tools/withholding-gap</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/tools/amt-estimator</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/tools/state-move</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/tools/leaving-company</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/rsu-taxes-ipo</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/acquisition-equity-taxes</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/startup-equity-taxes-guide</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/pay-tax-on-liquidity-events</loc><lastmod>2026-09-27</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/no-withholding-on-stock-sales</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/how-rsus-are-taxed</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/rsu-withholding-gap</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/double-trigger-rsus-ipo</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/how-isos-are-taxed</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/iso-amt-guide</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/how-nsos-are-taxed</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/early-exercise-83b-election</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/ipo-lockup-planning</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/tender-offer-taxes</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/moving-states-equity-taxes</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/estimated-taxes-safe-harbor</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/leaving-startup-options-deadline</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/qsbs-section-1202</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/long-term-vs-short-term-capital-gains</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/learn/2026-tax-changes-equity-holders</loc><lastmod>2026-09-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://vestmath.com/ipo/anthropic</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/canva</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/cerebras</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/cohesity</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/databricks</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/deel</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/discord</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/kraken</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/monzo</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/openai</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/ipo/spacex</loc><changefreq>weekly</changefreq><priority>0.7</priority></url>
  <url><loc>https://vestmath.com/glossary/409a-valuation</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/83b-election</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/amt-credit</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/additional-medicare-tax</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/alternative-minimum-tax</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/cost-basis</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/blackout-period</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/capital-gain</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/cliff</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/disqualifying-disposition</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/double-trigger-rsu</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/early-exercise</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/espp</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/estimated-tax-payments</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/exercise</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/fica</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/fair-market-value</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/form-3921</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/grant-date</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/holding-period</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/iso-100k-limit</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/incentive-stock-option</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/lockup-period</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/long-term-capital-gain</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/net-investment-income-tax</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/non-qualified-stock-option</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/post-termination-exercise-period</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/qsbs</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/qualifying-disposition</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/restricted-stock-unit</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/salt-cap</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/safe-harbor</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/sell-to-cover</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/short-term-capital-gain</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/spread</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/strike-price</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/supplemental-wages</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/tender-offer</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/underpayment-penalty</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/vesting</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/wash-sale</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/withholding</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://vestmath.com/glossary/workday-sourcing</loc><changefreq>monthly</changefreq><priority>0.5</priority></url>
</urlset>
